To dispute by mail, you'll print out the dispute form and mail it in to Equifax. This process by email would take 10 to 15 days. Account information might be a bank statement with the correct information, or a letter from your creditor. This includes your identification, account information, and any other supporting documents. To dispute by email, Equifax will send you a dispute form which you'll need to fill out. There are two ways to dispute information on your Equifax credit report: by email and by mail. This can negatively impact your credit score, and so you’ll want to have them corrected. Sometimes inaccurate information can appear on your credit report, or you might have even been a victim of identity theft and have had fraudulent accounts opened in your name. This would reduce the cost per person to $14.98 per person, per month. Equifax Complete Friends and FamilyĪt $29.95 per month, Equifax Complete Friends and Family has the exact same features as Equifax Complete Premier, but allows you to add a second adult to this plan. Webscan searches to make sure that your personal information hasn't been found on the internet, and lost wallet assistance helps you cancel and get new credit cards and ID.Įquifax Complete Premier also comes with identity theft insurance that provides up to $1 million in coverage.Įquifax paid products are offered by Equifax Consumer Services, which is located in the United States. Identity theft restoration assigns a specialist to help you in the event of identity theft. You can cancel this subscription at any time.Įquifax credit score and credit report monitoring, included in this service, will send you an alert based on changes to your report or score. It also helps to protect you against identity theft. Equifax Complete Premier, which costs $19.95 per month, comes with daily credit score and credit report updates. If you have any past bankruptcies or past-due accounts in collections, they'll be listed here.Įquifax Canada Products Equifax Complete Premierīesides offering free monthly credit scores and credit reports, Equifax also offers paid subscription services. Only you can see soft inquiries and they do not affect your credit score. Soft inquiries occur when current creditors check your credit report as part of a routine review, or when you check your own credit report. Hard inquiries can affect your credit score and stay on your credit report for 36 months. Hard inquiries occur whenever you apply for credit and a lender checks your credit report. Inquiries are a check of your credit report. This lists each account that you have open, and shows the type of credit, the date opened, the amount or balance, the credit limit, and payment history. Your personal information will be listed in this section, and includes your name, address, date of birth, employment information, and Social Insurance Number (SIN). Your Equifax credit report contains a variety of important information, such as your payment history, credit accounts and inquiries, public records, and personal information. What Information Does Your Equifax Credit Report Contain?
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